Commercial loans for property development are harder to get than residential property development loans. They are perceived as higher risk and lenders have stricter lending criteria for commercial loans accordingly. These are really specialised and attract higher interest rates. There are very few lenders who lend for commercial development. In case you are a property developer looking for options, we will work with you to identify the options.

Buying your first home can be a daunting process. There is a range of little decisions that need to be made every step of the way. With so many lenders in the market offering so many products, you need someone to identify your needs and objectives and find a product that best suits your requirements. We at 361 lending solutions use our expertise to understand and identify the client’s unique situation and apply our knowledge and experience to find a solution that best meets their needs.

Whether you are looking at financing the purchase of a commercial property for your own business or rental return or simply looking to refinance your commercial property loan for a better deal, we can help you with the right commercial property loan. We have a relationship with all the major banks and mid-tier financial institutions to provide you with competitive rates.

We specialise in all types of commercial loan finance small or large, whether you’re dealing with multiple properties or looking at starting a new venture, our experienced team are here to help. Our in-depth industry experience will find a great finance option to help you with you commercial finance needs.

Vehicle Finance

Vehicle financing is an important decision for both individuals buying cars for personal use or businesses buying cars / Trucks / Trailers for commercial use. You can choose between leasing, hire purchase or chattel mortgage. It’s important to understand the pros and cons of these different vehicle financing options so that you can choose the most appropriate one that suits your requirements.  It’s also important to understand the terms and conditions and the fine print and how it impacts the overall cost of the car that you are buying. Our experienced team of car finance brokers can help you understand in detail how these different options work and which one is the most appropriate for you.

We believe in building long term relationship with our clients. A regular health check on the loans is important to make sure that the existing loan still meets the client’s needs and requirements. Our brokers keep in regular touch with our clients to ensure that they are happy with the existing loan and discuss with them any new deals that they may be interested in. If you are looking to consolidate debts, unlock equity to buy a new property or simply secure a better deal just get in touch with one of our brokers.

We love to see our clients grow their existing portfolio. As you progress from being a home owner to an investor it becomes even more important to have someone who can structure your portfolio in such a way that it maximises your borrowing capacity, provides tax advantages, drives capital growth and minimises the cost. This is where our expert brokers jump in to find a solution that helps you achieve your financial goals.

Being a business owner it is important to have consistent cash flows to ensure smooth operations or additional funds to capitalise on new business opportunities. This may get challenging with fluctuations in sales and timing of receipts. We have a variety of options for you to choose from to assist with smooth operations of your business.